Costco credit card benefits. In order for purchases made with Your Costco credit card reward certificate to be eligible for coverage, You must redeem Your Costco credit card reward certificate for the purchase directly. The benefits you will get are fairly standard amongst rewards cards. Find out what it offers and who should apply in this Costco Visa Card review. In terms of considering this as a 4% Costco card - it isn't. 5%. Sep 16, 2024 · When you’re buying gas, the Costco Anywhere Visa® Card by Citi is a good card to use because it earns 4% cash back on gas and EV charging purchases on up to $7,000 of spending a year (1% after Credit cards don't generally offer bonus rewards at wholesale clubs, so the 2% cash-back rewards at Costco and Costco. The Citi Costco credit cards come in two varieties — business and consumer. If you want to compare certain cards from your results, select the Compare Cards checkbox for each card. Cardholders can double dip on purchases at Oct 15, 2024 · The Costco Anywhere Visa® Card has no annual fee, but requires an active Costco membership, which starts at $60 for a standard Gold Star membership and doubles to $120 for executive level. com, and Costco Travel purchases. Costco Anywhere Visa® Card by Citi cardholders receive an annual Credit Card Reward Certificate on or shortly after the February credit card statement closing date. There's no annual fee beyond a yearly Costco membership. Costco Anywhere Visa® Card by Citi vs. Sep 19, 2024 · The Costco Anywhere Visa® Card by Citi offers 4% cash back on gas and EV charging, 3% on restaurants and travel, and 2% on Costco purchases. Sam’s Club® Mastercard® May 6, 2024 · Citibank issues Costco credit cards in the United States and Puerto Rico. Shop with more confidence. Apply for a Citi rewards credit card today. Considering the decent cash back this card offers in categories Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. The card can act as your membership ID when you enter a Costco warehouse. Jun 6, 2024 · Costco Credit Card travel insurance coverage includes travel accident insurance, rental car insurance, and travel and emergency assistance, among other benefits. Costco members can earn cash back rewards with a Costco Anywhere Visa ® Card by Citi. See the membership counter for details. This $0-annual-fee card Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. In March 2022, the CIBC Costco Mastercard® replaced the Capital One Costco Mastercard® in Canada. The Costco Anywhere Visa ® Business Card by Citi has several great benefits including:. Jan 8, 2024 · Costco Credit Card travel insurance coverage includes travel accident insurance, rental car insurance, and travel and emergency assistance, among other benefits. Costco Business Credit Card Benefits. Jun 27, 2024 · An Executive Membership offers several benefits such as an annual 2% Reward (up to $1,000),* discounts on Costco Services and a subscription to the Costco Connection magazine. Mar 4, 2022 · is financed with your card through a Canadian wireless service provider’s installment plan; or the full purchase price is financed with your card through a Canadian wireless service provider’s installment plan. Besides earning 3% cash back for restaurants and eligible travel purchases, this Costco credit card offers plenty of additional perks that rival many travel rewards credit cards. In order for purchases made with Your Costco credit card reward certicate to be eligible for coverage, You must redeem Your Costco credit card reward certicate for the purchase directly Oct 19, 2023 · The Costco Credit Cards are no-fee cash back cards meant to be used at Costco Warehouses, online at Costco. I have a Bank of America card for 3% at home improvement stores. You can buy Costco Shop Cards in denominations of $50 to $2,000, and the cards can be used in stores and online. Any Costco Anywhere Visa Credit Card cardholder whose card is still open, who is an active Costco member and has earned more than $1 in rewards is eligible to receive a reward certificate. at other gas stations and at Costco. 74%, based on creditworthiness. No Foreign Transaction Fees* No matter where life takes you. It offers cash back rewards on gas, travel and restaurant purchases. 1% . All of these great benefits plus, enjoy exclusive rewards with the card designed exclusively for Costco members. cash back . Make sure you are taking advantage of your card's travel benefits. COM CONTENT YOU M 6 days ago · The best Costco Business Credit Card benefits are extended warranty and damage & theft purchase protection. Jan 22, 2023 · that provides these benets for Your Citi Card. Citi has created a fine collection of credit cards with products for every financial situation, so whether you’re just starting out or a big spender, you’re sure to find the right Citi card to fit your situation. Costco Visa is good for paying for gas and EV charging though, 4% cash back on up to $7,000 a year in this category. Cardholders also get access to Citi Entertainment®, contactless pay, and no annual or foreign transaction fees. Find out the requirements, perks and drawbacks of this Costco-exclusive credit card. Benefits of the Citi Costco credit Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. Terms and Conditions. With rewards of 4% cash back on eligible gas and EV charging purchases Sep 25, 2024 · Costco Anywhere Visa Card overview. The Costco Anywhere Visa® Business Card by Citi also has Citi Quick Lock and access to Citi Entertainment, which are more common perks across Citibank credit cards. Nov 8, 2024 · Although not marketed as a travel credit card, the Costco Anywhere Visa ® Card by Citi is a decent option for road warriors and frequent flyers. Plus, no annual fee with your paid Costco membership. The Gold Star Membership at Costco Wholesale lets you to purchase products for personal use at any Costco location worldwide and online at Costco. Costco Anywhere Visa® Card by Citi Benefits and Features. Explore the Credit & Account Protection benefits including FICO ® Scores, now available to many cardmembers. at restaurants and on Costco gas. 3% to 4% cash back in key spending categories. Citi issues annual credit card reward certificates at the close of your February billing statement. 99% - 27. A Costco membership is $65 a year. This card is also a logical choice for frequent travelers. Departments and product Pros: . 00 Annual membership fee* Includes a free Household Card; Add Affiliate Cardholders for $65 each* Valid at all Costco locations worldwide Aug 22, 2024 · Costco Credit Card travel insurance coverage includes travel accident insurance, rental car insurance, and travel and emergency assistance, among other benefits. Those two separate 2% (card 2%/executive 2%) stack, but that isn't an exclusive benefit to the Costco card. Jul 16, 2024 · Costco and Capital One ended their partnership in 2022, resulting in CIBC taking the title of Costco's preferred credit card issuer. Cardmembers also get rewarded when shopping at Costco. The Costco credit card also doesn’t offer a welcome bonus, and you have to wait a full year to receive your rewards, as you get your rewards in the form of an annual certificate issued each Some credit card companies offer rental insurance, including the Costco Anywhere Visa® Card by Citi, so check with your credit card company for terms and conditions. Our Experts Written by Jaclyn DeJohn Nov 7, 2024 · Citibank was founded in the early 1800s and started issuing credit cards in the 1960s, so the bank is a well-established institution. The Costco credit card also doesn’t offer a welcome bonus, and you have to wait a full year to receive your rewards, as you get your rewards in the form of an annual certificate issued each Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. Also, Costco Credit Card users don't have to pay an annual fee on top of their yearly Costco membership dues ($60+). Oct 15, 2024 · It’s also one of the few credit cards accepted at Costco. ca and purchase a Costco Shop Card using your preferred Visa credit card. 72% will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. Oct 28, 2024 · Wholesale clubs like Costco have grown in popularity because of the high-quality products offered and opportunities to save on necessities and indulgences alike. May be subject to sales tax. Jul 29, 2024 · Travel benefits of the Costco Anywhere Visa. ca. Paying with a credit card can 4 days ago · The Costco Anywhere Visa® Card by Citi caters to Costco members who want to maximize the cash back they get from their everyday purchases. Apr 30, 2024 · Transactions that qualify as travel-related purchases for the Costco Credit Card include airfare, hotel bookings, car rentals, and more. Costco Credit Card Travel Benefits. The Costco Anywhere Visa® Card by Citi is most well-known for its cash back rewards, and especially its gas rewards, where it A credit card exclusively for Costco members, the CIBC Costco Mastercard offers high earn rates for no annual fee. Enjoy digital wallets, contactless pay, and other protection benefits with your Costco Anywhere Visa Card by Citi. Each deserves consideration when deciding which card to make your go-to for everyday spending. Sep 8, 2022 · When it comes to credit cards, you've got a lot of choices about which one to put in your wallet. The AOD FCU Visa would be effective 5% (3% on card, 2% executive). Mar 3, 2022 · Earn rewards everywhere . If you You can earn 3% on eligible travel purchases using your Costco Anywhere Visa® Card by Citi. Earn credit card rewards on your purchases with Citi rewards cards and redeem your points for travel, entertainment, or cashback. It’s also a solid choice for international travel. 3% on restaurants and eligible travel. CARD BENEFITS FOR THE PERSONAL AND BUSINESS SHOPPER. . Earn 4% cash back on eligible gas and EV charging, 3% on restaurants and travel, and 2% on Costco purchases with no annual fee. And its higher-tier membership level is also more expensive than the premium Sam's Club Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. Oct 17, 2024 · Because I signed up during a promotional period, I also received a cumulative $80 bonus in the form of digital shop cards (that never expire) upon credit card approval. If you use those cards at Costco, you Mar 19, 2024 · While this card doesn't offer extra cash back or points like most other credit cards provide to new applicants, we have seen in-store offers to get items like a tote bag, bucket, or household items when applying for the card. Terms, conditions and exclusions apply to the 2% Reward. Annual 2% Reward on qualified Costco purchases (terms and conditions apply) Additional benefits and greater savings on Costco Services; Extra benefits on select Costco Travel products; Business Membership: $65. The reward rate for shopping at Costco stores is 1. I have an Amazon card for Amazon. No, the Costco Credit Card no longer offers extended warranty protection, as this perk was removed from the card’s benefits in January 2023. The information below summarizes your insurance coverage under the CIBC Costco® † Mastercard® or the Nov 7, 2022 · Platinum Card from American Express benefits include rewards on spending, but it's the travel credits, perks and services that make it a truly premium card. 99%. ca² . Costco credit card reward certificates redeemed for gift cards are not eligible for coverage. SUMMARY OF BENEFITS . Sep 4, 2023 · Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. Jun 4, 2024 · Many travelers get insurance for their trips by booking with a credit card that includes travel insurance benefits. The Costco Citi Visa card is eliminating one of its best benefits starting January 1, 2023. 2 . Results will be generated based on your selections. 1 For the CIBC Costco Mastercard, earn 3% on purchases (less returns) at merchants classified in the credit card network as Costco gas stations within Canada and 2% on purchases (less returns) at merchants classified in the credit card network as gas merchants and electric vehicle charging with a merchant category code of MCC 5552 on the first $5,000 net annual card Oct 23, 2024 · The Costco Anywhere Visa® Card by Citi *, from our partner, Citi, could stand on its own as a top-tier cash-back credit card. Conversely, the Discover it Cash Back card could be more appealing if you prefer a card with a 0% intro APR period and rotating cash back categories. Along with a 0% foreign transaction fee and elevated rates on gas/EV charging, dining and travel, it also comes with a handful of travel and purchase protections: Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. Mar 11, 2024 · The Costco Credit Card travel benefits include 3% cash back rewards on travel purchases, travel insurance, roadside assistance, and various other perks. Each membership includes one free Household Card. Membership is valid for one year and must be renewed annually. Your Costco and Costco. There are a plenty of ancillary services such as automatic withdrawal of the annual fee and overseas and domestic travel Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. Sep 13, 2024 · Rewards credit cards that offer bonus rewards in the category of “ groceries ” or “supermarkets” often exclude wholesale/warehouse clubs like Costco. 2%. Feb 23, 2023 · This is a great credit card for existing Costco members or people thinking about joining Costco. But you can still enjoy roadside assistance, concierge services, a 0% foreign transaction fee, and a $0 annual fee if you get the card. Check out how our card can help you when you shop. It is kind of silly that the Costco Visa only earns 2% when buying stuff from Costco, usually store credit cards are supposed to earn you more rewards than other cards when making purchases from that store. I have a bunch of credit cards and I basically use the one with the best bonus. Jul 18, 2024 · While experts usually don't recommend signing up for a store credit card, the Costco Anywhere Visa Card is an exception, thanks in part to its tiered rewards program that benefits gas guzzlers Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. Like the Costco card, the Bank of America Customized Cash Rewards card offers 2 percent cash back at grocery stores and wholesale clubs. Costco Credit Card Benefits Annual Costco membership fee earns rewards Oct 8, 2024 · Bank of America Customized Cash Rewards credit card. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1. With both cards, you’ll earn 3% cash back at restaurants and Costco gas stations. Jan 17, 2024 · The main benefits of a Costco Credit Card are 4% cash back on the first $7,000 spent on eligible gas purchases each year (1% back thereafter) and 3% cash back at restaurants and on eligible travel expenses. Sep 19, 2024 · Note, however, you do have to be a Costco member to get this card or use your Costco Business credit card rewards. . Things to Know About the Costco Credit Card Travel-related Purchases Eligible travel-related purchases: Airfare, hotel bookings, car rentals, and cruise lines In addition to perks like free shipping and access to pharmacy and optical services, you’ll also get increased cash back rewards. If you already have a Costco membership, this card is a solid way to earn rewards across a wide range of purchases, including eligible gas, restaurants, eligible travel and at Costco — both in-store and online. If you’re not sure a Costco credit card is the best option for your travel savings, there are plenty of great travel rewards credit cards Sep 19, 2024 · Cardmembers can take advantage of several benefits when shopping with Costco. I am currently getting 10% back in gas also (a special deal). they're 2 separate benefits needing separate decisions. 3% . not related at all if you spend over 3k/year then absolutely get the exec membership for the credit card, there are many cards out there with good cash back options. However, it has one flaw – it doesn't offer bonus rewards at Costco Warehouses. The WF Active Cash Visa would be effective 4% (2% on card 2% executive). ⓘ Even more offers You may qualify for the CIBC Costco World Mastercard, which has the same fees and rates, but also includes experiences available only to World Mastercard cardholders Opens in a new window. One additional card is also provided for a member of your household* at no additional charge. And since Visa is the only credit card accepted at Costco, if you’re planning on using a credit card for Costco purchases anyway, you can take advantage of the 2% cash back. First, the Costco Anywhere Visa Card by Citi can make your Costco trip more convenient. This card doesn't offer as impressive a suite Oct 2, 2024 · The Chase Freedom Unlimited ® is easily one of the best cash-back credit cards on the market. Here's what this card has to offer, along with various alternatives for shopping at Costco. Oct 16, 2024 · To join Costco and take advantage of what its co-branded credit card offers, you'll owe a minimum of $65. Your card doubles as your Costco membership ID. Damage & Theft Protection: Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents) Your credit card is also your Costco membership card with all membership details on the back. Few no-annual-fee credit cards come with impressive earning potential, but the CIBC Costco Mastercard is an outlier. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to 1. Cash-back rewards, travel rewards, interest rate, annual fee. It is convenient to have one card be both your membership and your payment method. ca and at Costco gas stations. This convenience extends to the digital membership (where the Costco Visa can be added for single scan of the barcode for membership and payment) and the gas station (where either tapping the physical costco visa or scanning the digital membership barcode w/ visa card added in app is membership + payment). Sep 16, 2024 · Citi Costco credit card benefits include high rewards rates on gas, restaurant and travel spending. com on the Costco Anywhere Visa® Card by Citi can make the card worth getting Costco ID Card Substitution: Since this credit card is tied to a Costco membership, it can be used in place of the actual membership card when shopping. Aug 1, 2016 · Costco's exclusive relationship with American Express ended in mid-2016, and the wholesale club now accepts only Visa credit cards (in addition to cash, check and debit). the Costco Citi card is a pretty good one for sure Jan 26, 2024 · The best travel credit cards; How my Costco Anywhere Visa Card by Citi is a workhorse when it comes to cash back; Where to go in 2024: The 16 best places to travel; 6 real-life strategies you can use when your flight is canceled or delayed; 8 of the best credit cards for general travel purchases; 13 must-have items the TPG team can't travel without Oct 22, 2024 · For folks who want to earn extra cash back on the food they eat and the entertainment they enjoy, the Capital One Savor Cash Rewards Credit Card delivers outstanding value. Here’s how the rewards shake out: 3% cash back on restaurants and Costco gas Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. To use the Credit Card Finder tool, tab through the filter options and select the client segment, card benefits, card type and reward partner. 1 Cash back will be provided as an annual credit card reward certificate once your February billing statement closes, redeemable for cash or merchandise at US Costco Warehouses. 74% – 27. Feb 20, 2024 · Costco Credit Card travel insurance coverage includes travel accident insurance, rental car insurance, and travel and emergency assistance, among other benefits. With an estimated earning potential of over $400 per year, CIBC’s starting Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. An Executive Membership is an additional $65 upgrade fee a year. Get Clark’s card benefit workaround. Oct 31, 2024 · The Costco Visa Card has lots of benefits for frequent Costco shoppers. Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. Damage & Theft Purchase Protection may cover you for repairs or reimbursement if purchases made with your Citi card and/or Costco credit card reward certificate are damaged or stolen within 120 days (90 days for New York residents) of purchase or delivery of the item, whichever is first. Card Convenience. Here’s what qualified cardmembers can expect on eligible purchases: 4% on eligible gas and EV charging for the first $7,000 per year and then 1% thereafter. The CIBC Costco Mastercard is a no fee credit card with a major flaw: no special earn rate when shopping at Costco. This card is exclusively for Costco members and offers no annual fee. Mar 29, 2024 · The main benefits of a Costco Credit Card are 4% cash back on the first $7,000 spent on eligible gas purchases each year (1% back thereafter) and 3% cash back at restaurants and on eligible travel expenses. No Annual Fee* With your paid Costco membership. on all other purchases Overview While most store credit cards fail to provide savings for everyday purchases, the Costco Anywhere Visa Card by Citi provides immense value for those who shop for groceries and household products at this popular warehouse store. Plus, you can enjoy 2% cash back at other gas stations and 2% when shopping on Costco. com. Extended warranty Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. The Costco credit card works fine, but it Nov 14, 2023 · Other perks and benefits: No foreign Rewards accrued from January through December’s billing statements are given in the form of an annual Costco credit card reward certificate and must be Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. For Citi Flex Plans subject to an APR, the variable APR is 19. Let’s take a look at how to make the most of your Costco Executive Membership. Mar 22, 2023 · For Costco members, the warehouse club offers a Costco credit card. contact a Citi Benefits Specialist at 1-866-918-4670 Jul 25, 2024 · Additional Costco credit card benefits Aside from rewards, there aren’t many additional Costco credit card benefits. For questions about the rental car insurance benefit from Costco Anywhere Visa® Card by Citi, you can call 1-866-918-4670 24/7/365 or call collect internationally at 1-312-356-7839. Together, these factors make the Costco Credit Card a solid choice for travel, especially domestically. I pretty much use my Costco card for everything else. This card offers cash back rewards, including Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. It also offers 3 percent cash back on the category of your choice, including gas & EV charging stations. Costco accepts all Visa ® cards, as well as cash, checks, debit/ATM cards, EBT and Costco Shop Cards. The Costco Anywhere Visa® Card by Citi (see rates and fees) is one of the best store credit cards on the market. Oct 8, 2024 · Though it offers a few general card benefits, like purchase protection, roadside dispatch, 24/7 customer support and emergency card replacements, these are standard for most major credit cards. Using the card’s travel insurance doesn’t cost extra, and you just need to pay for your travel using your Costco Credit Card to be eligible to file a claim. Here's a look at Citi card travel insurance. Sep 19, 2024 · Learn how to earn cash back on travel purchases, access Citi Entertainment and enjoy other travel perks with the Costco Anywhere Visa Card by Citi. • Authorized User means any person You allow to use Your Citi Card account and who was issued a Citi Card. Earn an annual 2% reward Costco Anywhere Visa Card by Citi Variable APR for purchases, balance transfers and Citi Flex Plans subject to an APR: 19. com purchases earn unlimited 2% cash back, but true to its name, you can use the card anywhere. Aug 7, 2024 · For instance, if you frequently shop at Costco, the Costco Anywhere card's higher cash back rates on gas and Costco purchases might be advantageous. Costco Gold Star membership starts at $60 per year, but the $120 Executive Credit card with a free annual fee for the first year and a high return rate for Costco members! You can get rewards for usage at Costco stores and other usual shopping. Discover the ways you may earn rewards and save on dining & entertainment. Oct 28, 2024 · The card_name doesn't have a lot of other benefits beyond the rewards it offers. Sep 3, 2024 · Go to Costco. Oct 7, 2024 · This card offers high rewards on gas, travel, dining and Costco purchases, but cashing out your rewards requires a visit to a Costco warehouse. 99%, based on creditworthiness. Citi Card account and who was issued a Citi Card. 5 months prior to the member’s renewal date, in the Renewal Statement. 3 days ago · The main benefits of a Costco Credit Card are 4% cash back on the first $7,000 spent on eligible gas purchases each year (1% back thereafter) and 3% cash back at restaurants and on eligible travel expenses. MORE CLARK. Costco Anywhere Visa Card by Citi The variable APR for purchases and balance transfers is 19. Costco. For Costco shoppers, the Costco Anywhere Visa® Card by Citi® could prove the ideal card. In fact, the main listed card perk is the fact you can use your Costco credit card as your ID card to shop in The Citi Costco credit card earns more cash back on gas and EV charging than at Costco. 74% - 27. The Canadian Imperial Bank of Commerce currently issues these cards. This card is 2% at Costco and Costco. Sam’s Club Plus members always get 2% back on qualifying pre-tax store purchases with a maximum reward of $500 per 12-month membership period. May 16, 2024 · Learn how to earn cash back on gas, travel, restaurants and Costco purchases with this card. The Costco Anywhere Visa shines in two areas that my household spends a lot of money on: gas and restaurants. The Reward is issued by Costco approximately 2. 5% back on all other purchases. nbdahl puiv pfgrrz vxjbph plonmm abnot cckc avwtv ienyzl npvupw